About the Lake St. Louis, Wentzville and O'Fallon, Missouri Area: Western St. Charles County is one of the fastest growing areas in the nation today! Located just west of the Metro St. Louis area, you are within a short commute of all the "big city" amenities - such as Cardinal Baseball, Rams Football, Blues Hockey, The Fox Theatre, Symphony (and more shopping than you can do in a lifetime!) - yet living day to day in a more relaxed environment high in family values. With affordable housing, low taxes, and large lot sizes, our area is one of the best home buying values in the nation! Single family homes of all sizes and prices, villas, condos - we have a great variety to suit everyone's needs! Being the high growth area that we are, appreciation is great, too! New shopping opens daily, as do businesses. We have some mega employers here - Mastercard World Headquarters, Citibank, GM, and numerous industrial parks and office complexes. Recreation abounds, with both county and city park systems, Busch Wildlife, Katy Trail, historic St. Charles, minor league baseball and hockey and so much more! Our school systems are some of the best around! Just check out my school reports for more information!   |  | | Purchase a Lifestyle - not just a home! |
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Disclosure Laws >Disclaimer Clauses
Before the professional inspects the home that you are buying, you will be asked to sign an acknowledgment of the scope of the inspection. This document will probably include a disclaimer clause designed to relieve the company of responsibility if they should miss a defect. What happens if a defect is missed during an inspection?
The disclaimer clause may get the inspection company off the hook for a defect if there is no visual indication of a problem. If the inspector clearly indicated that he was not checking for that problem--many inspectors do not check for dry rot or inspect roofs--then the recourse will be limited. If negligence is involved, or if the defect should have been obvious to a professional inspector, the disclaimer is not likely to protect the inspector. If you find an undiscovered defect, discuss the matter with the inspector. Depending on the situation, the responsibility for remedying the problem may rest with you, the sellers, and/or the inspector.
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| Q |
Who is the world's richest living person?
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| A |
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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- NUMBER1EXPERT™ 
